SMALL BUSINESS HEALTH COVERAGE

Obtaining coveragefor your employees can often amount to quite an expense. Check with your agent for possible alternatives.

Health coveragefor your employees should not be dismissed. Illness can have a devastating financial impact on them and in the end may cause the loss of a valuable employee and affect their work performance. In addition they in turn can have an effect on those around them.

As a business owner one important benefit you may wish to provide your employees with is health insurance. Small businesses, by definition, employ between two and 50 employees. Depending on the type of coverage you select, this may well be a significant operating expense. Here again obtaining small business health insurance can vary significantly both financially and in the benefits provided.

Types of Small Business Health Insurance Coverage
As with any health insurance plan, small business health insurance coverage is available in a variety of types, including health maintenance organizations
(HMOs), preferred provider organizations (PPOs), point-of-service (POS) plans, and fee-for-service options. Choosing the best option for your company
depends on the needs of your employees and the most budget-friendly option to fit your business finances. Often times if the financial stress of providing coverage to employees is great, a mini-medical plan should be investigated. Depending on the provider, some mini-medicals can also include a discount portion so that in addition to the basics your employees can be provided with dental, vision, and pharmacy savings.

I think a mini-medical might work for me!